Posted Monday, Sep 20, 2021
It can sometimes be incredibly challenging to get an auto loan, especially if your credit isn’t perfect. We understand that at Lucky Car Ducky, which is why we have an all credits approved policy. You don’t have to worry about being approved for an auto loan, as we accept all credit scores.
Even if you have good credit, it can take a lot of time and effort to find an auto loan. You want to comparison shop to make sure you get a good rate and gather paperwork.
It’s even more time-consuming if you have bad credit or no credit. In those cases, most lenders will simply turn you away. Many will still gladly take an application fee or pretend to consider your loan, only for you to waste your time filling out the paperwork then tell you that you were automatically disqualified because of your credit score.
But because of our all credits approved policy, you won’t be wasting time if you apply for an auto loan with us. You know that we will accept your application regardless of your credit. There is no time wasted.
Our all credits approved policy comes from our understanding that sometimes your credit score is outside of your control. Maybe you had unexpected medical bills or another emergency that hurt your credit. Or maybe you started off your life with some poor financial decisions, and even though you do better now, your credit score hasn’t recovered. With all credits approved, your past finances don’t matter as much.
Part of the logic behind our all credits approved policy is the idea that everyone deserves to have a car. In many parts of the United States, including Fresno, CA, it is essential to have a car. Without one, you have to rely on public transportation with sometimes questionable schedules. On top of that, employees are more likely to hire you if you have a car instead of relying on public transport.
Not only do we follow the idea of all credits approved at Lucky Car Ducky, but we also go out of our way to make sure we have cars for every budget. We regularly have multiple vehicles that cost less than $10,000. That low pricing combined with our financing for all credit scores makes it possible for anyone to afford a car.
Not only do we approve all credits at Lucky Car Ducky in Fresno, CA, but we make it as easy as possible for you to get your auto loan. You can start the process with our simple online credit application. We just need some basic information from you, and our finance department will get the ball rolling. You’ll hear back from our team soon after we receive your online credit application, and you will be on your way to owning a car.